Whether your mortgage is coming up for renewal or you're thinking about making a change, now may be the perfect time to explore your options.
Our limited-time Mortgage Switch Offer is designed to help make switching simple. Qualifying members can save up to $1,750 in eligible switching costs, take advantage of special promotional mortgage rates, and receive personalized service from a local lending team that's here to help every step of the way.
At Stoughton Credit Union, we know a mortgage is one of life's biggest financial decisions. That's why we take the time to understand your goals and help you find a solution that fits your needs—not just today, but for years to come.
Click below to learn more about our Mortgage Switch Offer, view promotional rates, and see if making the switch is the right move for you.


Our systems recently received an update, and as part of that update, the password requirements for Online Banking and Mobile Banking have changed.
Strong, unique passwords are an importnant part of keeping your accounts and personal information secure. The new requirements are:
Please note: Current passwords will continue to work. These changes apply to new or updating passwords.
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Saving and investing are both important but they each have a different purpose.
Saving is a great choice for short-term goals or money you'll need in the near future, like holiday shopping, an emergency fund, or a vacation.
Investing is designed for longer-term goals, such as retirement, buying a home, or building wealth over time. While investments can fluctuate in value, they also have the potential to grow over the long run.
The key is knowing which option best matches your financial goal.
Quick Tip
Before putting money aside, ask yourself: "When will I need this money?"
Looking to Learn More?
Through our partnership with Qtrade Direct Investing, Stoughton Credit Union members have access to an easy-to-use online investing platform, along with educational tools and resources to help you invest with confidence.
Whether you're just getting started or looking to grow your investing knowledge, it's a great place to explore your options.
Apply for a Cash Back World Elite® Mastercard or World® Mastercard and activate between April 1 and June 30, 2026, to enjoy a $120 first year fee rebate. You can also earn a bonus Flex Rewards points worth $100 in cash value.
*Terms and Conditions exist. Visit our website for more information
Turn your mortgage into real value! With the Mortgage Bundle Offer, you'll earn 1,000 Flex Rewards points for every $10,000 financed on your mortgage when you hold an eligible credit card*
*Terms and Conditions exist. Visit our website for more information
Experience the best of both worlds with a low-rate credit card designed for practical spenders who want to earn Flex Rewards points from every purchase.
Apply for a Centra Gold credit card and receive a $50 annual fee rebate for the first year*.
*Terms and Conditions exist. Visit our website for more information
Pay 0% interest for the first 12 months when you transfer your existing credit card balances for a one-time transfer fee of 3%.
*Terms and Conditions exist. Visit our website for more information
New membership, new accounts, new credit card...and 10,000 Flex Rewards points to say "Welcome!" *
*Terms and Conditions exist. Visit our website for more information